A 30-minute call — no obligation, and the number you plan around is the number you pay.
This calculator gives a general estimate under the rules current in July 2026 and is not tax, legal or investment advice. Cyprus figures follow the 2026 reform (stamp duty abolished; reduced 5% VAT within the current size and value limits). UK figures use the SDLT bands and surcharges in force since April 2025. Professional fees are typical market estimates. Every purchase has specifics — VAT eligibility, transitional reliefs, ownership structure — that can move the result; we confirm the exact figure for your purchase before you commit.
Indicative rates from the lenders our clients most often use, refreshed monthly — last checked July 2026. Pick a lender or enter the rate you have been quoted.
Rates shown are indicative, drawn from lenders’ published pricing and market data, and are not an offer of credit; your rate depends on your profile, residency and the property. ADEN & Partners is not a bank or credit broker and receives no commission from lenders — we simply help clients approach the right ones prepared. Monthly figures assume a repayment (annuity) loan at a constant rate.
Before our clients commit to any property, we model the all-in figure for that specific purchase, in writing.
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